Contractors · Ontario
Ontario Underground Infrastructure Notification: Preparing for Excavation
Excavation, landscaping, drilling and utility contractors working around underground infrastructure in Ontario.
Read the guide →The Practice Library & Actuarial Index
Understand the wording.
Know what to ask next.
Practical explanations of Ontario insurance and risk topics. Each guide separates general statutory rules from questions that depend on your policy wording, endorsements, and trade contracts.
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2026 Underwriting Index · Just Updated
Ontario Commercial Contractor Rate & Policy Form Index
Empirical premium rate benchmarks ($2,800–$38,000/yr), clause-by-clause policy comparisons (Form WA6000 vs. IBC 2100), and statutory liability claims analytics across 10 commercial trade sectors.
Contractors · Ontario
Customer Property in Your Care: Questions for a Contractor’s Policy Review
Contractors storing, lifting, repairing or installing customer equipment and materials.
Read the guide →Contractors · Ontario
Occupiers’ Liability Act (s. 6.1): Snow and Ice Incident Records
Occupiers and independent contractors responsible for snow or ice removal from premises in Ontario.
Read the guide →Fleets · Ontario
Attached Machinery: Check Auto and Liability Policies Together
Businesses operating boom trucks, hydrovacs, concrete pumps and other vehicle-mounted machinery.
Read the guide →Contractors · Ontario
Water Damage: Check the Applicable Deductible and Work Conditions
Plumbing, mechanical and renovation contractors working in occupied or multi-tenant buildings.
Read the guide →Contractors · Ontario
Ontario Contractor Case Law Precedents: Judicial Holdings on Utility Strikes, Workmanship & Machine Exclusions
General contractors, civil excavation firms, equipment operators, and commercial brokers structuring liability defense portfolios.
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