A clearer summary for your broker.
What underwriters actually want to see.
Record what you know, flag missing endorsements, and download a structured commercial submission packet formatted for Tier-1 Canadian underwriters.
Sample Underwriting Packet Preview
Watermarked 2-page specimen showing the underwriting structure preferred by underwriters at Intact and Aviva.
What Underwriters at Intact & Aviva Want to See
Inspect an actual redacted 2-page commercial placement packet. Contractors who provide pre-underwritten data like this bypass underwriting backlogs, eliminate missing-info surcharges, and qualify for preferred commercial rating tiers.
Standardized Placement Memorandum · Form ONT-SUB-CGL-2026
Commercial Underwriting Intake & Exposure Audit
Target Markets: Intact Insurance Commercial Core / Aviva Enterprise / Gore Mutual
Status: Audit Verified
TIER-1 PREFERRED
1. Applicant Identity & Corporate Classification
2. Operations Exposure Metrics & Subcontracting Controls
| Exposure Parameter | Declared Value | Carrier Verification Status |
|---|---|---|
| Projected Annual Gross Revenue | $2,850,000 CAD | ✓ Supported by 2-yr tax filings |
| Subcontracting Share of Revenue | 8.5% ($242,250) | |
| Full-Time Payroll & Field Operators | 12 Staff (100% WSIB active) | ✓ Current WSIB CAD-7 rated |
| Maximum Boring / Digging Depth | 12 Feet Maximum | Standard utility daylighting depths |
| High-Pressure Water Rating | 2,800 PSI (Certified tips) | Non-destructive excavation standard |
3. Commercial General Liability Endorsement Schedule
Affirmative full limit coverage without sublimit. Deductible: $5,000.
120-hour discovery and 120-hour reporting window protocol documented in field manual.
100% digital locate check before blade/nozzle touch; zero unauthorized ground disturbance.
Want a submission packet tailored to your Ontario trade?
Use our local, browser-based intake tool below. Record what you know, flag missing endorsements, and download a structured file to hand straight to your broker.
Build Your Custom Placement Summary
Select your trade below to complete your local operational intake. When finished, copy or download your formatted submission memo to hand directly to your broker.
Local preparation for your own licensed broker
Ontario is this tool’s scope, not a declaration of your business location. Your answers are used in this page to prepare a summary; this form does not send them to a broker or insurer. Downloaded files remain under your control.
This is not a quote, application or eligibility decision. Your broker may ask for further facts and documents.